How can we help?

Create an account, verify, and post your first listing.

• More articles coming soon.

Search, save, and contact agents safely.

• →Things to check before you sign a lease in Ghana

  A pre-signing inspection checklist so you don't move in and discover the water pressure is broken.

• →Cost of living in Accra 2026: a realistic monthly budget

  Transparent numbers for rent, utilities, groceries, transport, and schooling across the main income brackets.

• →Tenancy agreements in Ghana: what must be in yours

  Every clause to include (and to watch out for) in a residential tenancy agreement in Ghana.

Stay safe — spot scams, understand verification.

• More articles coming soon.

Manage your plan, invoices, and usage.

• More articles coming soon.

Own land and property in Ghana with confidence.

• →How to buy land in Ghana safely: the diaspora guide

  Titles, searches, surveyors, land guards, and foreign-ownership rules. Everything a diaspora buyer must check.

• →Best neighbourhoods in Accra for 2026

  Eight neighbourhoods, typical rent and sale ranges, commute notes, and a pro-tip each.

Tenancy agreements, advance rules, and your rights.

• →Your first tenancy agreement in Ghana: a plain-English guide

  What a Ghanaian tenancy agreement must include, the clauses that matter, and a sample skeleton to take to a lawyer.

Returning home, buying from abroad, and budgeting.

• →Cost of living in Ghana for the diaspora: the 2026 budget guide

  Monthly budgets in Accra for singles and families, compared to UK and US. Housing, schools, utilities, health, and transport.

Plain-English guides to Ghanaian property law.

• More articles coming soon.

Apply, qualify, and compare partner banks on Habivista.

• →Self-employed? What partner banks need to see

  Audited accounts, two years of bank statements, and a clear story about how income arrives.

• →Pre-qualification vs full approval — what's the difference?

  Habivista runs a pre-qualification check; banks issue full approvals after their own underwriting.

• →How to apply for a mortgage on Habivista

  A four-step pre-qualification flow that pre-fills with your profile and goes to multiple banks at once.

Building, contents, tenant cover — quote in 3 minutes.

• →What happens after you accept an insurance quote

  Habivista hands the introduction to the insurer; everything from formal application onward sits with them.

• →Indicative vs binding insurance quotes

  Why every quote on Habivista is labelled indicative, and what it takes to convert it into a real policy.

• →How to request a home insurance quote

  A four-screen wizard collects your details once and shares them — only after consent — with insurers you pick.

Rent Act, landlord obligations, and tenant rights.

• →Ghana Rent Act: advance rules explained

  Section 25(5) in plain English, with a ready-to-use advance-paid receipt template.

• →How to avoid rental scams in Ghana

  The Habivista playbook for spotting fake listings, illegal advances, and ghost agents.

List your property, prove ownership, set the right price.

• →Pricing your property fairly — without leaving money on the table

  Use Habivista's neighbourhood comparables and recent inquiry data to land in the realistic band.

• →Proof of ownership — what we accept

  Indenture, allocation letter, lease, or a signed letting authority. Plus your Ghana Card.

• →How to list your property on Habivista

  Owners and landlords list directly; agents list on a verified-agent track. Both go through the same checklist.

Get verified, manage leads, build your reputation.

• →Ghana Card verification — what we check

  We verify name, photo, and the Ghana Card number against the NIA database. Manual review for edge cases.

• →Your lead inbox and response-time score

  All inbound buyer and tenant messages land in /agent/leads. Habivista scores response speed; below-bar agents lose the verified badge.

• →Become a verified Habivista agent

  Submit your Ghana Card, agency details, and a sample listing for verification — usually approved in 48 hours.

Login, password, and protecting yourself from fraud.

• →Spotting a scam listing on Habivista

  Eight tells we use internally — price too low, agent reluctant to view, payment requested before any meeting.

• →Magic-link login — when to use it

  Skip the password by getting a one-time signin link emailed to you. Best for shared or untrusted devices.

• →Reset your password

  Use the magic-link option, or request a password reset from /auth/login.

How we verify listings, what the badge means, and reporting fraud.

• →Reporting a fraudulent listing

  Use the Report button on any listing. The trust team reviews within 4 working hours and removes confirmed fraud.

• →The green Verified badge — what it means

  Ownership, identity, and photo checks all passed. It's a trust signal, not a guarantee of price or condition.

• →How Habivista verifies listings

  Three checks on every published listing — ownership document, agent identity, and photo authenticity.

How Habivista calculates map, market, and neighbourhood signals.

• →White paper: how Habivista calculates facility distances

  Our method for measuring nearby schools, healthcare, markets, green space, bus stops, and flood context.